FTC Delays Identity Theft Rule Yet Again

The Federal Trade Commission is delaying, for the fourth time, its enforcement of the "Red Flags Rule." This rule requires creditors and financial institutions to implement programs to identify, detect and respond to the warning signs, or “red flags,” that could indicate identity theft. The FTC has decided to delay enforcement through the end of the year in order to give Congress time to enact legislation that could clarify what kind of entities would be considered "creditors" under the rule. For more information, see EPIC: Identity Theft.

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