EPIC to FTC: Establish Free Credit Monitoring for All Consumers

In comments to the FTC, EPIC recommended free credit monitoring for all consumers. The agency will require free credit monitoring for all active service members, following legislation enacted last year. EPIC said the FTC should urge Congress to extend free credit monitoring services. The statute includes several pro-consumer measures that EPIC favored: it (1) requires consumer reporting agencies to provide a consumer with free "credit freezes" that limit third party access to personal data, (2) establishes clear provisions for these freezes, and (3) creates new protections for the credit records of minors. In testimony before the Senate and House following the Equifax data breach, EPIC recommended credit freezes and free credit monitoring services.