After a settlement with Equifax, consumers can now file a claim for free credit monitoring or a cash payment of $125. If you spent time recovering from the breach or lost or spent money because of the breach, you can request payment of up to $20,000. Credit monitoring or the $125 cash payment is easy and requires no documentation, though the actual amount provided may be less depending on the total number of claims. Supporting documents are necessary if you seek payment for time lost or costs because of the breach. The settlement also requires Equifax to provide all U.S. consumers with 6 free credit reports per year. EPIC President Marc Rotenberg testified before the Senate Banking Committee and recommended free credit freezes and other consumer remedies following the 2017 data breach.